:root {
  --navy: #0d2b45;
  --blue: #164d78;
  --light: #f4f8fb;
  --white: #ffffff;
  --text: #18232e;
  --muted: #5f7183;
  --line: #dbe6ef;
  --shadow: 0 18px 40px rgba(13, 43, 69, 0.12);
  --radius: 22px;
  --max: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin:0; font-family: Inter, Arial, Helvetica, sans-serif; color:var(--text); background:var(--white); line-height:1.6; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width:min(calc(100% - 32px), var(--max)); margin:0 auto; }
.topbar { background:var(--navy); color:var(--white); padding:12px 0; font-size:14px; }
.topbar-inner { display:flex; justify-content:space-between; align-items:center; gap:16px; flex-wrap:wrap; }
.sep { opacity:.6; margin:0 8px; }
header { position:sticky; top:0; z-index:20; background:rgba(255,255,255,.95); backdrop-filter:blur(10px); border-bottom:1px solid rgba(219,230,239,.9); }
.nav { display:flex; align-items:center; justify-content:space-between; padding:16px 0; gap:24px; }
.brand { display:flex; align-items:center; gap:14px; min-width:0; }
.logo { width:60px; height:60px; border-radius:16px; box-shadow:var(--shadow); object-fit:cover; }
.brand-text strong { display:block; font-size:17px; }
.brand-text span { display:block; color:var(--muted); font-size:13px; }
nav ul { list-style:none; display:flex; gap:20px; margin:0; padding:0; color:var(--muted); font-weight:600; font-size:15px; }
.cta-row { display:flex; align-items:center; gap:12px; flex-wrap:wrap; }
.btn { display:inline-flex; align-items:center; justify-content:center; gap:10px; padding:14px 20px; border-radius:999px; font-weight:700; transition:.2s ease; border:1px solid transparent; cursor:pointer; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background:var(--navy); color:var(--white); box-shadow:var(--shadow); }
.btn-secondary { border-color:var(--line); color:var(--navy); background:var(--white); }
.hero { background:linear-gradient(180deg,#f7fbfe 0%,#eef5fb 100%); padding:72px 0 56px; }
.hero-grid { display:grid; grid-template-columns:1.15fr .85fr; gap:36px; align-items:center; }
.eyebrow { display:inline-flex; align-items:center; gap:8px; padding:8px 12px; border-radius:999px; background:rgba(22,77,120,.08); color:var(--blue); font-weight:700; font-size:13px; margin-bottom:18px; }
h1 { margin:0 0 16px; font-size:clamp(38px,5vw,62px); line-height:1.04; letter-spacing:-.03em; }
.hero p { margin:0 0 24px; color:var(--muted); font-size:18px; max-width:58ch; }
.hero-points { display:flex; flex-wrap:wrap; gap:12px; margin:22px 0 28px; }
.chip { border:1px solid var(--line); background:var(--white); border-radius:999px; padding:10px 14px; font-size:14px; font-weight:600; color:var(--navy); }
.hero-card { background:var(--white); border-radius:28px; padding:24px; box-shadow:var(--shadow); border:1px solid rgba(219,230,239,.8); }
.photo-card { border-radius:22px; overflow:hidden; background:linear-gradient(160deg,var(--navy),var(--blue)); min-height:480px; position:relative; }
.photo-card img { width:100%; height:100%; object-fit:cover; }
.photo-overlay { position:absolute; inset:auto 18px 18px 18px; background:rgba(255,255,255,.92); padding:16px 18px; border-radius:18px; box-shadow:var(--shadow); }
.photo-overlay strong { display:block; color:var(--navy); font-size:18px; margin-bottom:4px; }
section { padding:72px 0; }
.section-head { max-width:760px; margin-bottom:28px; }
.section-head h2 { margin:0 0 10px; font-size:clamp(30px,4vw,44px); line-height:1.1; letter-spacing:-.02em; }
.section-head p { margin:0; color:var(--muted); font-size:17px; }
.cards { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.card { background:var(--white); border:1px solid var(--line); border-radius:var(--radius); padding:24px; box-shadow:0 8px 22px rgba(24,35,46,.04); }
.card h3 { margin:0 0 10px; font-size:22px; line-height:1.1; color:var(--navy); }
.card p { margin:0; color:var(--muted); }
.band { background:var(--navy); color:var(--white); }
.band-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:18px; }
.band-stat strong { display:block; font-size:34px; line-height:1; margin-bottom:8px; }
.steps { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.step-num { width:46px; height:46px; border-radius:14px; background:rgba(22,77,120,.1); color:var(--blue); display:grid; place-items:center; font-weight:800; margin-bottom:16px; }
.areas { display:flex; flex-wrap:wrap; gap:12px; }
.areas span { border-radius:999px; padding:10px 14px; background:#eff6fb; border:1px solid var(--line); color:var(--navy); font-weight:600; }
.faq { display:grid; gap:14px; }
details { border:1px solid var(--line); border-radius:18px; padding:18px 20px; background:var(--white); }
summary { cursor:pointer; list-style:none; font-weight:700; color:var(--navy); }
summary::-webkit-details-marker { display:none; }
.contact-wrap { display:grid; grid-template-columns:.95fr 1.05fr; gap:24px; align-items:start; }
.contact-card { background:var(--light); border:1px solid var(--line); border-radius:24px; padding:24px; }
form { display:grid; gap:14px; }
.form-grid { display:grid; grid-template-columns:1fr 1fr; gap:14px; }
input, textarea, select { width:100%; border:1px solid var(--line); border-radius:16px; padding:14px 16px; font:inherit; color:var(--text); background:var(--white); }
textarea { min-height:140px; resize:vertical; }
footer { padding:30px 0 46px; border-top:1px solid var(--line); color:var(--muted); font-size:14px; }
@media (max-width:1024px){ .hero-grid,.contact-wrap,.cards,.steps,.band-grid{ grid-template-columns:1fr 1fr; } nav ul{ display:none; }}
@media (max-width:720px){ .hero-grid,.contact-wrap,.cards,.steps,.band-grid,.form-grid{ grid-template-columns:1fr; } .hero{ padding-top:52px; } .nav{ padding:14px 0; } .cta-row{ width:100%; } .cta-row .btn{ flex:1 1 auto; } h1{ font-size:40px; } }